Save payment methods

Save payment methods so payers don't have to enter details for future transactions. Payers can check out faster or pay without being present after they agree to save a payment method.

A payment method is saved and exchanged for a unique token through a process called tokenization. The token is stored securely and used instead of the original account number.

The benefits of using saved payment tokens include:

• Increased security by reducing opportunities for data theft.
• Simplified payment processing.
• Helps maintain Payment Card Industry Data Security Standard compliance.

Save payment methods with or without transaction

• With a transaction - The customer's payment method is saved during checkout. They can select it again at checkout for faster transactions.
• Without a transaction - The customer's payment method is saved with no checkout. Customers don't have to be present for future transactions. A common use case is offering a free trial of a product and charging customers later.

Save payment methods at platform or merchant level

• Save payment methods at the platform level - Supports a payer using a saved payment method with many merchants. For example, a payer saves their payment method on a marketplace's website. The payer can then use their saved payment method with any merchant on the marketplace.
• Save payment methods at the merchant level - Supports a payer using a saved payment method with one merchant. For example, a payer saves their payment method on a merchant's website. The merchant's ecommerce is hosted by a third party. The third party saves payment methods for the merchant.

Supported payment methods

PayPal can save the following payment methods to the vault:

• Credit and debit cards
• PayPal Wallets
• Venmo

Eligibility

To save credit and debit cards, you must be approved to process Advanced credit and debit card payments.

Onboard sellers

Before you can save payment methods, you'll need to onboard sellers.